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Republic's standard closing costs that are included in the zero closing costs promotion are: Processing Fee, Appraisal Fee and related Appraisal Fees, such as Inspection Fees and Field Reviews, Credit Report Fee, Flood Determination Fee, Settlement/Closing Fee and Title Examination Fee. Standard closing costs do not include Title Insurance Fees, Government Recording Fees and/or Deed/Mortgage Related tax stamps, conveyance tax, transfer tax, documentary tax stamps, or any other fees not specifically identified as standard closing costs listed above.
The closing cost credit under the zero closing costs promotion is based on using Republic Bank’s service providers. If another service provider(s) is selected, then any additional fees or charges in excess of the fees or charges of Republic Bank’s service providers will not be included in the closing cost credit.